Articles & Resources

Survey of banks and fintech execs on respective strengths and weaknesses, and likely landscape in five years.

Relationship between fintech and Fls is a "give and take, learning relation." Collaboration offers Fls opportunity to provide modern service

The best banks by innovation capability are as good as strong tech companies. There are just too few of them.

Reviews the findings of Accenture's survey on nurturing ideas swiftly.

Banks should work with technology giants on an industry-wide standardized model for core banking architecture, such as BIAN has developed.

Unprecedented scale of change in banking demands a professional change capability and bank-wide agility.

"High performers" who succeed at digital take more risks in their programs, move faster to implement initiatives, and reallocate resources a

Many disruptive startups need banks to thrive. Their futures are intertwined with banks' legacy systems. This can make it hard to scale.

They've seen the movie. Many incumbents getting in today are competing to maintain or grow their share of what could someday be a less lucra

The problem isn't stupid enterprise buyers. Paradoxically it's that enterprise technology must be sufficiently slow and expensive to be adop

OCC's initiative will address the view that it's too hard for new ideas to get through the regulatory approval process.

"What is the biggest impediment holding the banking industry back?" The answer may be the people within the organization. Research shows ban