Articles & Resources

The Fintech 2.0 Paper: Rebooting Financial Services

Banks and fintechs can succeed only as a collaborative endeavor. working together as partners. Wisdom, expertise, trust and a banking licens

Raising Your Digital Quotient

High-performing digital companies have risk-taking culture, put best people on it and move quickly to implement initiatives. Leaders are inv

Transitioning to Standard Software: Lessons from ERP Pioneers

Banks and ins cos are at an inflection point with aging proprietary IT systems. Standard s/w may bring savings in time and costs, and create

Survey of API Initiatives at Banks

What prevents banks from launching initiatives to open their APIs and application programming interfaces.

Redress the Balance

The next logical step is greater use of partner ecosystems and industry utilities. A wide range of service offering will gain traction.

Complexity Measurement: Assess and Quantify the Complexity of Banking Systems

Capture banking systems' Key Complexity Indicators (KCIs). Helps stakeholders balance major decisions. Show progress against multi-year tran

Cap One's Warning: 'Near Term' Digital Investment Is 'a Negative Trade'

In Q4 2014 earnings call, Cap One's CEO says digital investment's going up, and the return on that investment is not likely in near-term.

Innovation in Financial Services: The Elastic Innovation Index Report

Some banks are adapting to industry changes. This meta-study examines the relationship between innovation and certain success factors.

A New Digital IT Blueprint for the Everyday Bank

Accenture offers a new blueprint for the IT environment that maximizes the speed vs. efficiency trade-off.

From Spaghetti to Lasagna: The Future of Banking is Now

Banks' IT horizon is spaghetti. A gradual migration using standard SOA (Service Oriented Architecture) is the best recipe for lasagna.

3rd-Party Vendor Services for Banks: Managing Risks in Today's Regulatory Environment

Banks are dealing with partners and outsourced service providers more than ever. KPMG offers tools to help mitigate risks related to 3rd-par

Survey: Corporate Innovation: Nurture and Enable an Entrepreneurial Culture

Failure to support corporate entrepreneurialism can drain a company of its most promising employees. How to change this.